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Friday, October 21 • 9:30am - 10:45am
8B2 Financial Technology and Credit Card Use

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Households have a dual self when making financial decisions – a planner and a doer. Using the behavioral life cycle theory, we investigate the impact of financial technology use (both planner activities and transactional activities) on credit card status (either convenience credit card users or revolving credit card users).  The hypothesis is that households that display more planner financial technology activities will be convenience users and households that display more transactional activities will be revolving credit card users.
Presenters
avatar for Dr. Qianwen Bi

Dr. Qianwen Bi

Assistant Professor, Utah Valley University
Dr. Qianwen Bi is an assistant professor in the Personal Financial Planning program at Utah Valley University’s Woodbury School of Business. She has been teaching financial planning software in the classroom for over 5 years and has been leading the Technology Applications curriculum... Read More →
avatar for Dr. Laura Ricaldi, CFP®

Dr. Laura Ricaldi, CFP®

Assistant Professor, Utah Valley University
Laura received her BBA in accounting from Texas Tech University and worked for the Bank of New York in NYC as a mutual fund accountant for a year before moving back to Texas. Once in Texas, Laura completed my MBA with an emphasis in Management & Leadership in 2008.  Laura began the... Read More →
Friday October 21, 2016 9:30am - 10:45am PDT
Parlor B
  Oral Session, Concurrent 8

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